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FeaturesPerspectives

AI-powered hyper-personalisation: balancing automation with the human touch

By Velid Begovic, VP Revenue, Infobip | Friday, August 8, 2025, 2:14 PM Asia/Singapore

AI-powered hyper-personalisation: balancing automation with the human touch

As customer expectations rise across APAC, brands are turning to AI-driven hyper-personalisation to deliver meaningful engagement.

Hyper-personalisation is emerging as a new frontier in delivering meaningful customer engagement. Powered by AI, it enables brands to scale automation and reach, while still offering highly tailored and contextually relevant experiences, products, or services. According to our latest messaging trends research, 83% of Gen Z treat brand relationships like personal relationships – underscoring the need for customised, conversational engagement.

In APAC, where digital adoption is accelerating and customer expectations are rising fast, we are seeing a clear trend – a growing number of businesses are embracing hyper-personalisation in their engagement strategies. These early adopters are setting the pace to meet the demands of today’s always-connected customers, particularly Gen Z. The winning edge lies in combining AI’s speed and precision with human empathy to create authentic, effective interactions.

What does true hyper-personalisation look like?

Combining data, technology, and human insight creates seamless, context-aware customer experiences. Far beyond generic birthday offers or static promotions, it delivers value at every interaction through three driving forces:

1. Data-driven insights: using customer data to understand preferences, behaviours, and needs. Beyond CRM or demographics, it’s about real-time data, behavioural and purchase history.

2. AI-powered decision-making: automating real-time decisions to deliver relevant content and offers via generative AI.

3. Dynamic personalisation: adapting messages and offers in real time based on customer behaviour. AI can be increasingly accurate, with reduced bias.

The result: customers get relevant, real-time communication tailored to specific scenarios on their preferred channels – without having to repeat themselves.

A blueprint to deliver the next era of personalised communication

First, unifying customer data is essential to overcoming one of the biggest barriers to effective personalisation: fragmented customer views. By integrating data from all touchpoints into a single customer profile using tools like Customer Data Platforms, brands can ensure consistency across channels. For example, combining location-based data with purchase history helps create more meaningful interactions.

At the same time, using AI responsibly is key. Hyper-personalisation relies heavily on extensive personal data and AI-powered decisions; without transparency and compliance, it risks eroding customer trust and facing legal repercussions. While AI plays a pivotal role in scaling and automating personalisation, it should empower – not replace – humans.

Personalisation also requires continuous refinement. Brands must adopt an iterative approach –testing, learning, and improving strategies based on performance data and customer feedback. AI can expedite this process, but human oversight remains essential to ensure relevance and accuracy.

Finally, in APAC markets where messaging apps dominate digital communication, leveraging conversational channels like WhatsApp, LINE, and WeChat is crucial. Unlike static email campaigns, these platforms enable real-time, two-way conversations. They offer a unique opportunity to blend automation with the personal touch that customers value.

Where brands are already creating impact

Security Bank in the Philippines is a strong example of how hyper-personalisation delivers real value. By using customer data more intelligently, the bank goes beyond standard product recommendations to detect fraud and monitor security trends with greater precision. This allows them to respond proactively to individual customer needs and risks. In addition, they use AI to not only automate routine tasks but also equip agents with rich customer insights, enabling them to offer hyper-personalised advice and financial plans. It also helps choose the best channel—WhatsApp, email, or SMS—based on context. The result: customers feel recognised, understood, and valued.

Similarly, a Taiwan-based payments firm, Zingala, leveraged existing customer data—such as age, purchase history, and preferences—to hyper-personalise the customer journey. This approach led to high CTRs and increased customer engagement.

As these industry use cases reflect, AI-driven hyper-personalisation is already reshaping how brands connect with their audiences. Ultimately, it is the synergy between AI and the human touch that will distinguish brands in the future of customer experience.

Brands that prioritise hyper-personalisation as a core strategic imperative will stand apart, delivering not just communication, but meaningful, context-aware interactions that resonate deeply with audiences. By exceeding expectations in ways that are both innovative and personal, brands can foster loyalty, earn trust, and create lasting value.

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